QuidFlow Capital Blog

Secured small business loans with fixed rates for up to 15 years, available to new and existing Limited Companies and LLPs. Whether you’re starting a new business or growing an existing one, achieve lift-off with a fast, flexible equity loan.

enquire for free
small business restaurant owners posing with their menu items
Shoes

Secured vs Unsecured Business Loans: A Comprehensive Guide for UK Business Owners

Discover the key differences between secured and unsecured business loans in the UK. Learn about interest rates, eligibility criteria, and which option suits your business needs best.

Ian Dudley | 2025-08-12

Shoes

What is a Secured Business Loan?

A secured business loan is a type of financing backed by security which reduces the lender’s risk. Learn how these loans work, their benefits and the risks businesses should consider before applying

Ian Dudley | 2025-07-25

Our Small Business Loans Tailored For You

Small Business LoansSmall Business Loans For Bad CreditSmall Business Loans For WomenSmall Business Loans For StartupsSmall Business Loans For RestaurantsSmall Business Loans For RetailSmall Business Loans For ConstructionSmall Business Loans For Debt ConsolidationSmall Business Loans For Cash FlowSmall Business Loans For Equipment Purchase

Secured Business Loan Representative Example

If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT